Advantage plans are extra beneficial plans which are offered by private institutions to the citizens of the United States who are eligible for the Original Medicare. These private organisations are credited and approved by medicare. More and more people are switching to medicare advantage plans, because of the fact that they not only manage your original medicare but also provide extra benefits apart from medicare, at a very affordable cost. Humana Medicare Advantage plans offer an affordable monthly premium and tons of benefits. Humana Medicare Advantage plans offered in Indiana are discussed below.
- Humana Gold Plus H5619-021 (HMO)
With an overall rating of 4, this plan is offered at a monthly premium of $0. The plan has no annual deductible and a maximum out of pocket expense of $990. For visiting your primary care provider or specialist you have to pay a $0 copay. The plan also covers prescription drug services, with no deductible amount. For generic and brand name drugs you have to pay a coinsurance of 5%. Along with this it also provides vision services, dental services, over the counter benefits, fitness benefits, hearing services, as well as SilverSneakers program, also providing the skilled nursing facility at a $0 copay for the first twenty days.
- Humana Honor (HMO)
With an overall rating of 4, the Humana honor plan has a monthly premium of $0. The plan has no annual deductible, and an out of pocket maximum of $6700. Under this plan, you also have to pay a $20 copay for visiting your primary doctor, and a copay of $50 for a specialist. Humana Honor plan provides added services like dental coverage, oral exams, vision care, and hearing services. The plan covers lab services, radiology services, rehabilitation services, language and speech therapy as well. However, the plan does not cover prescription drug services and you have to enrol in a Part D plan separately.
- Humana Value Plus H5619-037 (HMO)
With an overall rating of 4, the plan is offered at a monthly premium of $16.80. The plan has a monthly deductible equal to the Part B deductible amount mentioned in medicare, and an out of pocket maximum of $6700 for in-network providers. You do not have to pay any copay while visiting your primary health care provider or any specialist. The plan covers prescription drug coverage with a deductible of $435. The deductible amount is applicable to generic, preferred brand, non preferred drug and specialty tier. For generic and brand name drugs you have to pay a maximum copay of $3.60. The plan also covers cardiac and pulmonary rehabilitation services, occupational therapy services, physical therapy services as well as speech therapy services at 20% coinsurance. Along with covering up to 40 meals over a span of 20 days, acupuncture services are also included in the plan, along with transportation services.